Friday, February 22, 2008
There has been some question as to why sushiboy and I are so mad at Geico, allow me to enlighten you. We'll start at the very beginning. When I got hit I declined an ambulance and a trip to the hospital, I said I would go the next day. That night as I was laying in bed in pain I received a call from someone who kept saying "why didn't you go to the hospital if you're hurting, etc, etc." I should have know how the rest of this would go from there. Next I continued to receive calls from people wanting to know how "I was doing" who would then proceed to get after me about one thing or another or want me to do or say one thing or another. Enter their adjustor. He takes a week to even get in touch with me and promptly without looking at the car declared it totaled. I'm sure he looked at it afterwards but the notes on the account say the car was listed as totaled after he spoke to me and he said he would not be able to look at it for a few more days. Wait another week, I call him to see what is going on, he tells me he can't find my claim number so he can't help me, I give him my claim number and a few more days pass, FINALLY, he calls me with some numbers. I immediatly suspect they are a little low and tell him that I won't agree to anything without doing some research myself. I do my research and discover that in the whole United States there are only 15 Honda Accord wagons for sale and they pretty consistenly fall within the range of two thousand more dollars than they are offering me. I'm pretty sure that since I have tried to be nice through this whole thing that they are trying to low ball me and take advantage of me because I'm a woman. Which is a whole other post in and of itself, that just makes me angry when people do that. So, I get on a three way call with my agent and we call the adjustor and tell him that we don't think the numbers are fair, they need to pay us what we could get if I sold the car tomorrow. He promptly blows us off. My agent calls one of her adjustors and sight unseen he says they should be offering me what I am asking for simply based on the type of car and the mileage. So I try to call the adjustor to tell him what they have said and now he won't answer his phone, (he has done this a lot, just won't answer when I call) so I call his supervisor and his supervisor proceeds to tell me that I can email my research to them but they won't look at numbers that are out of state because the cost of living is different. So, I email the numbers and it has been 4 days and we still haven't heard back. Sushiboy is going to call them today and hopefully they will listen because he is a man. Apparently I am stupid and don't know what I am talking about because I am a woman. GURR, this whole thing has been such a nightmare, I just want it to end so we can move on with our lives. We may end up going through our agent and paying our deductable so we can get the right amount of money and then they will go after Geico. We will get our deductable and our rates won't go up it will just take longer. I am seriously about ready to call a lawyer because I am so fed up. I am not a sue-happy person but this is rediculous. So, there is my drama with Geico, sorry this hasn't been a happy post, I would like to figure out how to post pictures so you can see my poor car . Mabey next time and mabey next time I'll have some fun things to say too. Cakes has been especially cute lately and so has cookiemonster.